Axis Bank Personal Loan in 1 Day @10.45% Onwards

Quikkloan offers a free service and therefore, we do not charge any fee from customers

Axis Instant Personal Loan Approval

100% Online Process

No Hidden Charges

Minimum Documentation Process

AXIS Bank Personal Loan

Online in 1 Day* @10.45%

 

Quikkloan offers a free service and therefore, we do not charge any fee from customers

Instant Personal Loan Approval

100% Online Process

No Hidden Charges

Minimum Documentation Process

 

 

 

 

Check Your Eligibility in |
personal Loan

How it Works!

Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.

  Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years

  Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque

  Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation

Axis Bank Personal Loan

Avail a personal loan of up to Rs.15,00,000 with minimal documentation and speedy approval from Axis Bank. With interest rates starting at 12% per annum, the bank ensures to ease your personal loan burden with flexible repayment tenure of 5 years. The bank offers personal loan to salaried professionals only with a net monthly income of Rs.15,000. A borrower can avail a loan for various reasons like-wedding, travel, home renovation, child education, etc. Keep your cibil score in good shape and know your eligibility to enjoy an uninterrupted personal loan journey. Become a smart borrower by calculating your EMIs in advance as it helps you with a smooth personal loan journey.

 

Axis Personal Loan Interest Rates

Particulars

Details

Interest Rates

12%-24% per annum

Loan Amount

From Rs.50,000-Rs.15 lakh

Tenure

Up to 5 Years

Processing Fee

1.50%-2.50% of the loan amount+GST

Employment Type

Salaried

Minimum Monthly Income

Rs.15,000

Cibil/Credit Score

Above 750 (out of 900)

Foreclosure Charges

Zero

Part Payment Charges

Zero

 

Documents Required For Personal Loan

Mentioned are the personal loan documents for salaried and self-employed.

Complete Online Application

Fillup the Online loan Application in just 2 minutes

Provide Identity Proof

Voter id/ Passport/ Driving License / Aadhaar Card

Address Proof

Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card

Bank Statement

Latest 3 Months Bank Statement or Passbook

Income Proof

For Salaried – Latest 3-month Salary Slip

                    For Self Employed –  ITR and Current Bank Statement of 3 months

Why Choose Axis Personal Loan

There are several reasons to choose Personal Loan from Axis Bank

Quick Disbursal

Attractive Interest Rates

Attractive Interest Rates

 Flexible Loan Tenures

Minimal Documentation

Multi-purpose Loan

No Collateral/Security 

 

How to Apply for Axis Personal Loan 

A borrower can apply online for Axis Bank personal loan. When it comes to applying online, the process is really easy and fast. Yes, within the minimum time frame, you can get instant approval and disbursal. Hence, the money will soon be in your account and you can use it to meet multiple needs. And, your online search of finding the best lender comes to an end with Quikkloan. A trustworthy name, on which you can rely as far as availing an Axis Bank personal loan is concerned. The process starts by receiving a loan application, which also includes a complete credit assessment while directing you towards the right lender.

 

 

From Where to Apply for an Instant Online AXIS Personal Loan 

Quikkloan is an ideal online marketplace that allows you to enjoy a hassle-free personal loan online journey.Apply Online AXIS bank Personal Loan Form Quikkloan App and Get Appoval and Disbursal In 1Day

 

Let’s just take an example and try to understand the calculation for a loan amount of Rs.5 lakh taken for a tenure of 5 years at an interest rate of 11.25% per annum.  

Table Showing Principal, Interest, and Balance Amount

Year

Principal (in Rs.)

Interest(in Rs.)

Balance Amount(in Rs.)

1

1,72,263

1,74,102

10,27,736

2

2,00,945

1,45,420

8,26,790

3

2,34,402

1,11,963

5,92,387

4

2,73,430

72,935

3,18,956

5

3,19,325

27,409

0

Type of Personal Loan

Basically, a personal loan is a multi nature in use. it can be used for the following purposes. An instant personal loan in ICICI can be availed for a variety of reasons. ICICI offers different types of personal loans to meet the multiple needs of the people. 

 

To cover all the wedding expenses, the AXIS wedding loan is here. Get AXIS Bank Personal Loan online in just 1 Day. 

Features and Benefits:

    • Interest rates starting from 11.25% p.a
    • Avail loan of the amount up to Rs. 20 lakh
    • Minimal documentation
    • No security/collateral required

Renovate your home without worrying about the expenses as AXIS is here to give your home a beautiful makeover.

 

Features and Benefits:

  • Personal Loan rate of interest starting at 11.25%
  • Avail loan of amount up to Rs.20 lakh
  • Minimal Documentation
  • No security/collateral required
  • Quick processing and disbursal – Money gets credited into your account in 72 hours

As Axis Bank Personal loan is multipurpose in use, Appy Online for AXIS Bank Quick personal Loan. 

 

Features and Benefits:

  • Interest rate starting from 11.25% p.a.*
  • Avail loan up to Rs. 20 lakh
  • Simplified documentation
  • No security/collateral required
  • Quick processing and disbursal.

 

If you have just started working and your first salary has just come, you are also eligible to apply for a personal loan of up to Rs.1,50,000

 

Features and Benefits:

  • No security / collateral required
  • Attractive Rate of Interest
  • Avail loan of amount up to Rs. 1,50,000
  • Simplified documentation
  • Funding avail from age of 21 years
  • Quick processing and disbursal

Need extra funds to support your existing personal loan? Apply for ICICI Top Up Personal loan online. You can either combine it with an existing personal loan or treat it as a separate loan. 

  Features and Benefits:

  • No security / collateral required
  • Simplified documentation
  • Interest rates starting from 11.25% p.a.
  • Quick processing and disbursal

AXIS Personal Loan Customer Care Number

Simply dial 1-860-419-5555, 1-860-500-5555 either from your mobile or landline and get your query resolved. The customer executives are always there to help and support you. Hence, ensuring that you have a smooth personal loan journey. The loan services are available between 9 am to 9 pm, Monday to Saturday (excluding national holidays). These experts with their friendly nature are always there to resolve your query.

 

What is the maximum personal loan amount I can get?

A borrower can avail a personal loan up to Rs. 20 Lakh to fulfill various requirements.

Are there any charges applicable on AXIS personal loan?

 Borrower needs to pay a one-time processing fee of up to 2.50% of the loan amount+GST is applicable at the time of availing a loan. Whereas, the prepayment charges of up to 5% of the principal outstanding +GST is applied on pre-closing the loan before the set tenure. 

Does AXIS offer pre-approved personal loans?

Yes, Axis Bank does offer pre-approved personal loans to select customers. These are limited time offers and usually feature predefined loan amounts and limits.

 

How much time is taken for the approval of personal loan?

After submitting the completed loan documents, the loan can be approved and disbursed within 5-6 working days. However, disbursal time may differ subject to various factors.

Is Axis offers Balance Transfer Facility for Personal Loan?

Yes, Axis offers a balance transfer facility on a personal loan. A borrower can opt for a balance transfer after paying 12 EMIs in ICICI. 

What is the maximum tenure for Axis Personal loan?

The bank offers a personal loan for a maximum repayment tenure of up to 5 years.

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