ABFL Personal Loan

ABFL Personal Loan

Online in 1 Day* @10.45%

Quikkloan offers a free service and therefore, we do not charge any fee from customers

ABFL Personal Loan Online Approval

100% Online Process

No Hidden Charges

Minimum Documentation Process

Check Your Eligibility in |
personal Loan

How it Works!

Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.

  Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years

  Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque

  Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation

ABFL Personal Loan

Aditya Birla Finance Personal Loan can be availed at the attractive personal loan interest rates at a tenure of up to 5 years. This unsecured loan comes with a maximum loan amount of up to 50 Lakh without any collateral/security. Both salaried professionals as well as self-employed individuals can avail a personal loan, based on their eligibility criteria. The personal loan approval can be given within 30 minutes along with fastest loan disbursement.

ABFL Personal Loan Interest Rates

Particulars Details
Interest Rates 14%-26% per annum
Loan Amount Rs.25,000-Rs.50 lakh
Tenure From 6 Months-60 Months(5 Years)
Repayment Options ECS/NACH
Processing Fee Up to 2% +GST
Foreclosure Charges 4% of the Principal outstanding amount + GST
Part Pre Payment Charges Nil-3% of the outstanding loan balance
Loan re – Schedule Charges  Rs.5,000 + GST per Instance
Cheque Return/ECS Failure Charges Rs.500 + GST per Instance
Loan Cancellation  4% of loan amount disbursed + GST
Penal Charges 3% of pending amount per month
Charge for Exchanging PDCs / ECS Rs.750 + GST per Instance
CIBIL Report Retrieval Fees  Rs.100 + GST per Instance

Documents Required For Personal Loan

Mentioned are the personal loan documents for salaried and self-employed.

Complete Online Application

Fillup the Online loan Application in just 2 minutes

Provide Identity Proof

Voter id/ Passport/ Driving License / Aadhaar Card

Address Proof

Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card

Bank Statement

Latest 3 Months Bank Statement or Passbook

Income Proof

For Salaried – Latest 3-month Salary Slip

                    For Self Employed –  ITR and Current Bank Statement of 3 months

Why Choose ABFL Personal Loan

There are several reasons to choose Personal Loan from ABFL Bank

Quick Disbursal

Attractive Interest Rates

Attractive Interest Rates

Flexible Loan Tenures

Minimal Documentation

  Multi-purpose Loan

  No Collateral/Security 

How to Apply for ABFL Personal Loan 

Apply Online: For Aditya Birla online loan apply, You simply need to visit the official website of Aditya Birla and conveniently apply for the same. You just need to send your query online and the officials will get in touch with you for further loan proceedings. 

From Where to Apply for an Instant Personal Loan ABFL Online

Apply Online For ABFL Personal Loan from Quikkloan App and Get Instant Loan e-approval and disbursal in just 1 Day. 

Table Showing EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Loan Amount (in Rs.) Interest Rate(per annum) Tenure (in Years) EMI (in Rs.) Total Interest Amount(in Rs.) Total Amount=Principal +Interest (in Rs.)
5,00,000 11.25% 1 44,249 30,990 5,30,990
5,00,000 11.25% 2 23,362 60,688 5,60,688
5,00,000 11.25% 3 16,429 91,430 5,91,430
5,00,000 11.25% 4 12,984 1,23,210 6,23,210
5,00,000 11.25% 5 10,934 1,56,019 6,56,019

Table Showing Principal, Interest, and Balance Amount

Year Principal (in Rs.) Interest(in Rs.) Balance Amount(in Rs.)
1 78,942 52,262 4,21,057
2 88,295 42,908 3,32,762
3 98,757 32,447 2,34,005
4 1,10,458 20,745 1,23,546
5 1,23,648 7,657 0

ABFL Personal Loan Customer Care Number

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