Instant Online Personal Loan in Jaipur

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How it Works!

Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.

  Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years

  Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque

  Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation

Top Banks

Offering Lowest Personal Loan Interest Rates in Jaipur

Lenders Interest Rates Loan Amount Tenure Processing Fee Apply Online
SBI 9.60% to 13.60% per annum Up to 15 Lakh Up to 5 Years Nil – 1% of the Loan Amount + GST Apply Now
ICICI  11.25% to 22.00% per annum Up to 20 Lakh Up to 5 Years Up to 2.25% of loan amount+GST Apply Now
HDFC 10.75% to 21.30% per annum Up to 15 Lakh Up to 5 Years Up to 2.50% of the loan amount Apply Now
Axis Bank 12%-24% per annum Up to 15 Lakh Up to 5 Years As applicable by the bank Apply Now
Kotak Bank 10.99%-24% per annum Up to Rs.15 Lakh Up to 5 Years Upto 2.50% of loan amount + GST Apply Now
YES Bank 10.99% per annum Up to Rs.40 Lakh Up to 5 Years Up to 2.50% of the loan amount +GST Apply Now
Tata Capital 10.99% per annum Up to Rs.25 Lakh Up to 6 Years Up to 2.50% of the loan amount+GST Apply Now
IDFC Bank As applicable by the bank Up to Rs.25 Lakh Up to 5 Years 3.50% of the loan amount Apply Now
IndusInd Bank 11.25% per annum Up to Rs.15 Lakh Up to 5 Years Up to 2.50% of the loan amount+GST Apply Now
DCB Bank 10.22% per annum (one year MCLR) Up to Rs.5 Lakh Up to 5 Years 2% of the loan amount+GST Apply Now
Bajaj Finserv 12.99% per annum Up to Rs.25 Lakh Up to 5 Years Up to 4.13% of the loan amount+GST Apply Now
Aditya Birla Finance 14%-26% per annum Up to Rs.50 Lakh Up to 5 Years Up to 2% of the loan amount+GST Apply Now
IIFL  16% per annum Up to Rs.25 Lakh Up to 5 Years Up to 2% of the loan amount+GST Apply Now
HDB Financials Up to 36% per annum Up to Rs.20 Lakh Up to 5 Years Up to 2 % of the loan amount Apply Now
Fullerton India 12.99%-36% per annum Up to Rs.25 Lakh Up to 5 Years Up to 3% of the loan amount Apply Now

Personal Loan Eligibility in Jaipur

Eligibility Criteria Salaried Self-employed
Minimum Age 21 24
Maximum Age 58 65
Minimum Income Rs.35,000 monthly Rs.2 lakh(annual)
Credit/Cibil Score Above 750(out of 900) Above 750(out of 900)
Minimum Job/Business Stability 1-2 Years 2-3 Years
Minimum Work/Business Experience 1-2 Years 3 Years
Minimum Profit After Tax NA Rs.1-2 lakh(annual)

Personal Loan in Jaipur at a Glance



Interest Rates

Starting at 10.99% per annum

Loan Amount

From Rs 1,00,000-Rs.25,00,000


Up to 5 Years

Processing Fee

1.50%-2.50% of the loan amount+GST

Minimum Monthly Income


Cibil Score

Above 750 (out of 900)

Prepayment/Foreclosure Charges

2%-6% of the principal outstanding +GST


Personal Loan in Jaipur?

A personal loan is a short-term loan which could be used for any legitimate purpose. You won’t be required to pledge any form of collateral or security. It can be used to meet immediate personal expenses with instant approval and disbursal of the loan amount.  A personal loan has several advantages including relatively simple documentation, flexible loan tenures and no restrictions on how you use the money.

This loan comes in handy to meet multiple needs such as:  

  • Medical Emergencies
  • Wedding Expenses 
  • Debt Consolidation
  • Home Renovation/Extension
  • Higher Education
  • Travelling Expenses
  • Purchasing High End Consumer Durables Value

How to Apply for Personal Loan in Jaipur?

Apply online for a personal loan in Jaipur and get the required funds instantly in your bank account. The process is quite easy and quick hence gives you a hassle-free personal loan journey. You simply need to follow a few simple steps to get the required funds to meet your varied needs.

Steps to Apply for Personal Loan in Jaipur

Step 1: Fill Loan Query Form

Step 2: Get the Quotes

Step 3: Submit the Required Documents

Step 4: Get Instant Approval & Disbursal

CIBIL Score Required for Personal Loan in jaipur

When it comes to a personal loan, it is important that you have a cibil score of above 750 out of 900. A good score indicates that a person is having a fair repayment record hence can repay the loan without any default. Talking about a personal loan, being an unsecured credit, it is important for the lenders to know the creditworthiness of a borrower. And, looking at their three-digit numeric summary is surely one of the best ways to do that. 

Afterall, a cibil score is a combination of many factors such as repayment history, bank account summary, existing or past loans, defaults (if any), any other financial activity, etc. Thus, to enjoy a hassle-free personal loan journey, make you have a good cibil score. And, when it comes to maintaining the same, pay attention to timely repayments as it helps in grabbing the best personal loan deal.   

Minimum Salary Required to Avail Personal Loan in Jaipur

To enjoy a hassle-free personal loan journey, make sure you have a minimum income of Rs.35,000. Yes, with a good income in-hand, it would be easy for you to repay your loan without any hassle. Also, if you are someone who knows how to manage your monthly expenses out of your income, you would be considered an ideal borrower. This is why lenders always prefer such borrowers who have a good monthly income and know how to manage their expenses so that a personal loan can easily be repaid.

Personal Loan EMI Calculator

Concerned about your EMIs? Don’t know the exact amount of monthly installment you need to pay to the lender? A personal loan EMI calculator is your answer. Yes, use this smart device online to know the accurate values of your EMI. The calculator not only calculates your EMIs but Interest Outgo and Total Amount Payable is also calculated with the same device. The tool starts functioning soon you enter:

  • Interest Rates
  • Tenure
  • Interest Rates

Yes, once these credentials are being entered into the device, it will churn out the accurate values for you in the least time frame.  Thus, with the help of the same, you can easily know the exact values of your EMI hence can take calculative decisions. 

Let’s understand the functioning with the help of an example. Suppose, a person has taken a loan for an amount of Rs.14 lakh at an interest rate of 14% per annum for a tenure of up to 5 years. What would be the EMI and other values of your loan.


Table Showing EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Loan Amount (in Rs.)

Interest Rate(per annum)

Tenure (in Years)

EMI (in Rs.)

Total Interest Amount(in Rs.)

Total Amount=Principal +Interest (in Rs.)































Table Showing Principal, Interest and Balance Amount

Years Principal (in Rs.) Interest(in Rs.) Balance Amount(in Rs.)
1 Year 2,24,498 2,47,524 13,75,501
2 Years 2,64,474 2,07,548 11,11,027
3 Years 3,11,568 1,60,454 7,99,458
4 Years 3,67,049 1,04,973 4,32,409
5 Years 4,32,942 39,614 0

Personal Loan Fee & Charges

The best personal loan in Jaipur comes with certain fees and charges that an applicant needs to give away at the time of availing the loan. Yes, processing fee, prepayment and part payment are some of the common charges that a borrower needs to pay to the lender during his personal loan journey. Make sure you check these charges prior availing the loan from your lender. 


Apply for a Personal Loan in Jaipur

Jaipur is a rapidly growing city with several MNCs such as Genpact, Infosys, Deutsche Bank, Infosys establishing their core business. Moreover, the city is a tourism hub in India and millions of people visit the city every year due to its architectural influence and artistic edge seen in its main points of attraction. Considering the flourishing economy of the city, Banks and NBFCs are expanding their businesses and lending personal loans in Jaipur. All Major banks and NBFCs have branches in the pink city and they provide full-fledged financial services to customers. A local resident can avail personal loans and business loans and other banking services.

A good credit score will help you get a low interest Personal Loan in Jaipur. Along with a strong credit history, your monthly salary, work experience, and reputation of your present company also affect the lending decision of the financial institution.

Feature & Benefit Of Personal Loan

The Best feature and benefit Of a Personal loan 

Instant Approval: Personal loan in Jaipur comes with instant approval. Yes, if a borrower is good on eligibility, it is obvious for him/her to expect the instant cash loan in Jaipur with an instant approval. Always try to improve  your eligibility in order to get instant approval. 

Fastest Disbursals:  With instant approval comes quick disbursal. Soon after approving your credit profile, the next step that lenders do is to give the fastest disbursal. With quick disbursal, one can expect to have the speedy loan amount in the bank account. 

No Collateral/Security: A personal loan in the capital city can easily be availed without any collateral or security. Yes, a borrower doesn’t need to give any sort of security to the lender and can easily avail the required funds. 

Minimal Documentation: A borrower can easily avail this unsecured loan with just minimal documentation. Yes, with basic KYC documents like Identity Proof, Address Proof and Income Proof, availing this unsecured credit is really simple and quick.   

Multi Purpose Loan: A borrower can avail an urgent loan in Jaipur for various reasons. Yes, it is a multi-purpose loan thus comes handy to meet numerous personal needs. 

Hassle-free Process: The process of availing a personal loan is really simple and quick. Within a few minutes, you can expect to have an instant approval followed by a quick disbursal. 

Documents Required For Personal Loan

Mentioned are the personal loan documents for salaried and self-employed.

Complete Online Application

Fillup the Online loan Application in just 2 minutes

Provide Identity Proof

Voter id/ Passport/ Driving License / Aadhaar Card

Address Proof

Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card

Bank Statement

Latest 3 Months Bank Statement or Passbook

Income Proof

For Salaried – Latest 3-month Salary Slip

                    For Self Employed –  ITR and Current Bank Statement of 3 months

Frequently Questions

What is the minimum and maximum loan amount for salaried people?

The loan amount generally varies from a few thousands to lakhs of rupees depending on your eligibility criteria like credit score, borrowing history, income, nature of job and repayment capacity.

Do I have to pledge any collateral in order to secure a personal loan?

No collateral or security is required for obtaining a personal loan in Jaipur.

How do I repay the loan?

You can repay the loan amount in convenient EMI (Equated Monthly Instalments).

What is an EMI?

EMI stands for Equated Monthly Installment and is the monthly amount you need to pay your lender towards servicing your personal loan—interest included.

How long will it take for my Personal Loan amount to be disbursed?

Your loan amount will generally be disbursed in your account within 5-7 working days post receipt, approval and successful verification of all required documents.

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