Indusind Personal Loan in 1 Day @10.45% Onwards

Quikkloan offers a free service and therefore, we do not charge any fee from customers

IndusInds Instant Personal Loan Approval

100% Online Process

No Hidden Charges

Minimum Documentation Process

Check Your Eligibility in |

IndusInd Personal Loan

Online in 1 Day* @10.45%


We do not charge any fees from customers!

100% Online Process | No Branch Visits | No Hidden Charges | Minimum Documentation Process




Apply from quikkloan app for faster approval

personal Loan

How it Works!

Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.

  Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years

  Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque

  Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation

IndusInd Personal Loan

Apply for Induslnd Bank personal loan and get an attractive interest rate. The bank offers loan with a maximum loan amount of up to Rs.15 lakh which can be taken for a tenure of up to 5 years. Salaried employees, self-employed professionals, and self-employed individuals are eligible to apply for an instant personal loan online. The salaried employees need to have a minimum monthly income of Rs.25,000 while self-employed professionals and individuals need to have Rs.4.8 lakh annual income to get a personal loan. With a personal loan, the lender covers all your personal financial needs related to the wedding, medical, home renovation and education.


IndusInd Personal Loan Interest Rates

Interest Rates


per annum onwards

Loan Amount

From Rs.50,000-

15,00,000 lakh


Up to 5 Years

Processing Fee

Up to 2.50%

of the loan amount+GST

Minimum Income

Rs.25,000 monthly (salaried),

Rs.4.8 lakh annually 

Employment Type

Both Salried & self Employeed

Cibil/Credit Score

Above 750 (out of 900)

Foreclosure Charges

4% of the

principal outstanding+GST


Documents Required For Personal Loan

Mentioned are the personal loan documents for salaried and self-employed.



Complete Online Application

Fillup the Online loan Application in just 2 minutes


Provide Identity Proof

Voter id/ Passport/ Driving License / Aadhaar Card


Address Proof

Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card


Bank Statement

Latest 3 Months Bank Statement or Passbook


Income Proof

For Salaried – Latest 3-month Salary Slip

                    For Self Employed –  ITR and Current Bank Statement of 3 months

Why Choose IndusInd Personal Loan

There are several reasons to choose Personal Loan from IndusInd Bank

  Quick Disbursal

  Attractive Interest Rates

  Attractive Interest Rates

Flexible Loan Tenures

  Minimal Documentation

  Multi-purpose Loan

  No Collateral/Security 


How to Apply for IndusInd Personal Loan?

Apply online for Induslnd Bank personal loan and enjoy a hassle-free journey. The online process is simple and quick, which means in just a few minutes you would be able to get the fastest approval. And, with th fastest approval comes quick disbursal. Thus, the loan amount will be disbursed to your bank account quickly.



From Where to Apply for an Instant Personal Loan IndusInd Online

Apply Online for Indusind Personal Loan at Quick Loan App and get Online e-approval & Disbursal in just 1 Day.


Let’s just take an example and try to understand the calculation for a loan amount of Rs.5 lakh taken for a tenure of 5 years at an interest rate of 11.25% per annum.  



Table Showing EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Loan Amount (in Rs.) Interest Rate(per annum) Tenure (in Years) EMI (in Rs.) Total Interest Amount(in Rs.) Total Amount=Principal +Interest (in Rs.)
5,00,000 11.25% 1 44,249 30,990 5,30,990
5,00,000 11.25% 2 23,362 60,688 5,60,688
5,00,000 11.25% 3 16,429 91,430 5,91,430
5,00,000 11.25% 4 12,984 1,23,210 6,23,210
5,00,000 11.25% 5 10,934 1,56,019 6,56,019



Table Showing Principal, Interest, and Balance Amount


Principal (in Rs.)

Interest(in Rs.)

Balance Amount(in Rs.)






















Type of Personal Loan

Basically, a personal loan is a multi nature in use. it can be used for the following purposes. An instant personal loan in IndusInd can be availed for a variety of reasons. IndusInd offers different types of personal loans to meet the multiple needs of the people. 


Get access to quality education with Induslnd Bank personal loan. All expenses related to your course, be it caution deposits, tuition fees or unexpected college costs that may sneak up on you suddenly got easily covered in personal loan for education.


Features and Benefits:

    • Interest rates starting from 11.25% p.a
    • Avail loan of amount up to Rs. 20 lakh
    • Minimal documentation
    • No security/collateral required

A loan that covers doctor’s fees, medical bills, hospital stay, procedure and surgery, and other charges. Avail Induslnd Bank personal loan to cover all your medical expenses.


Features and Benefits:

  • Personal Loan rate of interest starting at 11.25%
  • Avail loan of amount up to Rs.20 lakh
  • Minimal Documentation
  • No security/collateral required
  • Quick processing and disbursal – Money gets credited into your account in 72 hours

Give a complete makeover to your home without worrying about the expenses as Induslnd Bank personal loan for the home renovation is here to take care of everything


Features and Benefits:

  • Interest rate starting from 11.25% p.a.*
  • Avail loan up to Rs. 20 lakh
  • Simplified documentation
  • No security/collateral required
  • Quick processing and disbursal.


If you have just started working and your first salary has just come, you are also eligible to apply for a personal loan of up to Rs.1,50,0000


Features and Benefits:

  • No security / collateral required
  • Attractive Rate of Interest
  • Avail loan of amount up to Rs. 1,50,0000
  • Simplified documentation
  • Funding avail from age of 21 years
  • Quick processing and disbursal

 Venue, food, drinks, invitations and clothes are just a few of the many wedding costs involved, thus Induslnd Bank personal loan for wedding gives you a stress-free celebration.


Features and Benefits

  • No security/collateral required
  • Avail loan up to ₹ 10 lakh
  • Simplified documentation
  • Interest rates starting from 15.49% p.a.*
  • Applicant to be a resident Indian and the co-applicant NRI to be a close relative
  • Tenure up to 36 months
  • Quick processing and disbursal

Need extra funds to support your existing personal loan? Apply for IndusInd Top Up Personal loan online. You can either combine it with an existing personal loan or treat it as a separate loan. 

  Features and Benefits:

  • No security / collateral required
  • Simplified documentation
  • Interest rates starting from 11.25% p.a.
  • Quick processing and disbursal

IndusInd Personal Loan Customer Care Number

Get in touch with the customer care executives at 1800 102 4242. Dial this toll-free number to solve your queries related to your personal loan. The executives are available between 9 am to 6 pm from Monday to Friday for proper support and guidance. 


What is the maximum Personal Loan you are eligible for?

The bank provides a personal loan from a minimum of Rs.50,000 to a maximum of Rs.15,00,000 depending on your eligibility.

Do I need to provide any security to obtain this loan?

No need to provide any security or collateral.

Are there any additional charges applicable on my personal loan?

A processing fee up to 2.5% of the loan amount and requisite documentation charges is payable same will be deducted from the loan amount at the time of disbursal.

How much time is taken for the approval of personal loan?

Your personal loan will be disbursed within 4-7 working days post receipt of the required documents. All loan approvals are at the sole discretion of the bank.

How can I repay my Induslnd Bank Personal Loan?

You pay the loan in equated monthly installments (EMIs). The loan will be paid through ECS. You can also pay through a standing instruction to debit your IndusInd Bank account with the EMI amount.

Is part-prepayment of a Personal Loan allowed?

Part prepayment is not allowed. The personal loan has to either be prepaid in full or serviced for the contracted tenure.

Does a borrower need to open an account with IndusInd Bank for availing a personal loan?

Opening an account is not mandatory with the bank to avail a personal loan. However, if you open the same, you would be able to enjoy a host of other value-added services which are complementary to the loan.

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