DCB Bank Personal Loan

Online in 1 Day* @10.45%

 

Quikkloan offers a free service and therefore, we do not charge any fee from customers

√ DCB Bank Instant Personal Loan Online Approval

√ 100% Online Process

√ No Hidden Charges

√ Minimum Documentation Process

 

 

 

 

Check Your Eligibility in |
personal Loan

DCB Personal Loan Online in 1 Day*

We deliver financial happiness to our customers. 100% Online Process | No Branch Visits | No Hidden Charges | Minimum Documentation Process

Install Our App for Faster Loan Approval

How it Works!

Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.

  Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years

  Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque

  Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation

DCB Bank Personal Loan

No security, minimal documentation, competitive interest rates and quick loan processing are some of the features and benefits that you can get from DCB Bank personal loan. The lender offers this unsecured credit at an attractive interest rate, flexible tenure of up to 5 years along with a maximum loan amount of up to Rs.5 lakh. Only salaried individuals are eligible to apply for DCB bank personal loans online to fulfill multiple needs. Also, an applicant needs to give 2 references to the lender while availing of the loan. Do check your eligibility and documents before applying for DCB bank personal loan online

 

DCB Personal Loan Interest Rates

Particulars

Details

Interest Rates

10.22%(one year MCLR)

Loan Amount

Rs.1,00,000-5,00,000 lakh

Tenure

5 Years

Processing Fee

2% of the loan amount+GST

Employment Type

Salaried

Cibil/Credit Score

Above 750 (out of 900)

Foreclosure Charges

5% of the principal outstanding+GST

2 References are Required

Friend, Relative, Colleague(salaried), No Blood Relation

 

Documents Required For Personal Loan

Mentioned are the personal loan documents for salaried and self-employed.

Complete Online Application

Fillup the Online loan Application in just 2 minutes

Provide Identity Proof

Voter id/ Passport/ Driving License / Aadhaar Card

Address Proof

Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card

Bank Statement

Latest 3 Months Bank Statement or Passbook

Income Proof

For Salaried – Latest 3-month Salary Slip

                    For Self Employed –  ITR and Current Bank Statement of 3 months

Why Choose DCB Personal Loan

There are several reasons to choose Personal Loan from Axis Bank

Quick Disbursal

Attractive Interest Rates

Attractive Interest Rates

Flexible Loan Tenures

Minimal Documentation

Multi-purpose Loan

No Collateral/Security 

 

How to Apply for DCB Personal Loan 

Apply online for DCB Bank personal loan and get the fastest approval and disbursal. The online process is really quick and fast hence saves a lot of time. Thus, is preferred by many potential borrowers. In just a few simple steps you would be able to avail a personal loan thus can fulfill all your financial needs without any hassle. And, if you are getting confused as to which digital lender is the best to avail a personal loan, Quikkloan is the name you should trust. A reliable online marketplace, known for its unique lending services such as complete credit assessment, instant approval, fastest disbursal, flexible repayment tenure options, etc.  

 

From Where to Apply for an Instant Personal Loan DCB Online

Apply Online DCB Personal loan form Quikkloan App and Get instant Loan e-Approval and disbursal in just 24 Hrs.

 

Table Showing EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

 

Loan Amount (in Rs.)

Interest Rate(per annum)

Tenure (in Years)

EMI (in Rs.)

Total Interest Amount(in Rs.)

Total Amount=

Principal +Interest (in Rs.)

5,00,000

12.20%

1

44,471

33,654

5,33,654

5,00,000

12.20%

2

23,583

66,003

5,66,003

5,00,000

12.20%

3

16,655

99,578

5,99,578

5,00,000

12.20%

4

13,216

1,34,371

6,34,371

5,00,000

12.20%

5

11,173

1,70,369

6,70,369

Table Showing Principal, Interest, and Balance Amount

Year Principal (in Rs.) Interest(in Rs.) Balance Amount(in Rs.)
1 78,942 52,262 4,21,057
2 88,295 42,908 3,32,762
3 98,757 32,447 2,34,005
4 1,10,458 20,745 1,23,546
5 1,23,648 7,657 0

Feature & Benefit Of Yes Bank Personal Loan

No Security Needed: There is no need to submit security at the time of availing the loan. Personal loans are unsecured which means the lender will provide you the same without any collateral. 

Minimal Documentation: With minimum documentation, it would be easy for you to avail the personal loan. Minimal documents mean less time which means less hassle, hence a quick and smooth personal loan journey. 

Competitive Interest Rates: DCB Bank personal loan comes at an attractive interest rate. Yes, with competitive rates, your loan burden will also be reduced. 

Fastest Loan Processing: The online process is really fast and smooth, which means in no time you would get an instant personal loan to meet your varied needs.

 

DCB Personal Loan Customer Care Number

1800 209 5363 is the toll-free number that a borrower can either dial from his mobile or landline. The bank executives are 24×7 available to solve all your concerns related to the complaint, feedback, suggestion, query or what not. You can anytime get in touch with the professionals and have a hassle-free personal loan journey.

 

What is the minimum and maximum loan amount that can be availed from DCB?

You can apply personal loan ranging from Rs. 50,000 to Rs. 5 lakh.

What is the tenure offered by DCB for personal loan?

DCB bank offers a flexible time period ranging between 12 months to 60 months.

What are various options provided by the bank on EMI payments?

You have the option to repay the loan by standing instruction or electronic clearing service or even by post dated cheques.

How quickly can I avail DCB Bank personal loan?

The bank usually takes 3-4 working days to disburse the loan amount in your account.

Is Axis offers Balance Transfer Facility for Personal Loan?

Yes, Axis offers a balance transfer facility on a personal loan. A borrower can opt for a balance transfer after paying 12 EMIs in ICICI. 

Can I pre close DCB personal loan?

Yes, you can pre- close DCB personal loan only after you have paid the 12th EMI. The foreclosure charge is 5% plus applicable GST.

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