HDFC Personal Loan in 1 Day @10.45% Onwards

Quikkloan offers a free service and therefore, we do not charge any fee from customers

HDFC Bank Instant Personal Loan Approval

100% Online Process

No Hidden Charges

Minimum Documentation Process

Check Your Eligibility in |

HDFC Personal Loan

Online in 1 Day* @10.45%


We do not charge any fees from customers!

100% Online Process | No Branch Visits | No Hidden Charges | Minimum Documentation Process


personal Loan

How it Works!

Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.

  Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years

  Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque

  Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation

HDFC Personal Loan in 1 Day @10.45% Onwards

Quikkloan offers a free service and therefore, we do not charge any fee from customers

HDFC Instant Personal Loan Approval

100% Online Process

No Hidden Charges

Minimum Documentation Process

HDFC Bank Personal Loan

With a hefty loan amount of up to Rs.15 lakh, flexible repayment tenures of up to 5 years and an attractive interest rate of 10.75% per annum, HDFC personal loan comes with a host of features and benefits to choose from. The lender offers an instant personal loan online to only salaried applicants earning a monthly income of Rs.15,000. Make sure you meet the required eligibility criteria and your documents should also be completed to enjoy a hassle-free personal loan journey.


HDFC Personal Loan Interest Rate



Interest Rates

10.75%-21.30% per annum

Loan Amount

Up to Rs.15,00,000 lakh


Up to 5 Years

Processing Fee

Up to 2.50% of the loan amount+GST

Minimum Income

Rs.15,000(NonMetro) Rs.20,000(Metro)

Employment Type


Cibil/Credit Score

Above 750 (out of 900)

Pre-payment Charges

2%-4% of the principal outstanding

Part-payment Charges

2%-4% of the principal outstanding


Documents Required For Personal Loan

Mentioned are the personal loan documents for salaried and self-employed.



Complete Online Application

Fillup the Online loan Application in just 2 minutes


Provide Identity Proof

Voter id/ Passport/ Driving License / Aadhaar Card


Address Proof

Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card


Bank Statement

Latest 3 Months Bank Statement or Passbook


Income Proof

For Salaried – Latest 3-month Salary Slip

                    For Self Employed –  ITR and Current Bank Statement of 3 months

Why Choose HDFC Personal Loan

There are several reasons to choose Personal Loan from ICICI Bank

Quick Disbursal

  Attractive Interest Rates

  Attractive Interest Rates

Flexible Loan Tenures

  Minimal Documentation

  Multi-purpose Loan

  No Collateral/Security 


How to Apply for HDFC Personal Loan 

You simply need to apply online for an HDFC personal loan. Talking about an online process, it is easy, quick, and secure hence is preferred by many. You simply need to follow a few steps and within a few minutes, your personal loan application is processed.



From Where to Apply for an Instant Personal Loan HDFC Online

Quikkloan is an ideal online marketplace that allows you to enjoy a hassle-free personal loan online journey. Yes, you simply need to fill a query form and submit the required documents, the rest this digital lender will do. The process starts by doing a complete credit assessment of your profile, matching the eligibility and then providing the instant approval and disbursal to cater to your varied needs


Let’s just take an example and try to understand the calculation for a loan amount of Rs.5 lakh taken for a tenure of 5 years at an interest rate of 11.25% per annum.  



Table Showing EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Loan Amount (in Rs.)

Interest Rate(per annum)

Tenure (in Years)

EMI (in Rs.)

Total Interest Amount(in Rs.)

Total Amount

=Principal +Interest (in Rs.)































Feature & Benefit Of HDFC Personal Loan

Quick Time: Your HDFC personal loan is processed quickly which means in no time you would be able to get the required loan amount.  

Online Process:With the help of an online process and that too in just a few simple steps, an instant personal loan can easily be availed online. 

Protection with Insurance: Your personal loan now comes with security as the lender will provide a credit shield cover as equal to outstanding loan amount. However, you can also get a hospitalized accidental cover of up to Rs.8 lakh along with an accidental death/permanent disablement cover of up to Rs.1 lakh.

Caters to Every Need:Right from lucrative offers to flexible loan repayments to pocket-friendly EMIs, instant HDFC personal loan online caters to every need.  

Money Saver with Balance Transfer: Transfer your existing personal loan to HDFC and enjoy the benefit of affordable EMIs and a reduced personal loan burden. 24×7 Assistance: With a friendly as well as experienced customer care team, it would be easy for you to enjoy a hassle-free personal loan journey. The executives are 24×7 available at your service to give you guidance and support.

Table Showing Principal, Interest, and Balance Amount

Year Principal (in Rs.) Interest(in Rs.) Balance Amount(in Rs.)
1 78,942 52,262 4,21,057
2 88,295 42,908 3,32,762
3 98,757 32,447 2,34,005
4 1,10,458 20,745 1,23,546
5 1,23,648 7,657 0

Type of HDFC Personal Loan

Basically, a personal loan is a multi nature in use. it can be used for the following purposes. An instant personal loan in IDFC can be availed for a variety of reasons. IDFC offers different types of personal loans to meet the multiple needs of the people. 


To cover all the wedding expenses, the HDFC wedding loan is here. The bank offers the loan with many perks and privileges to choose from. If we talk more about the same, and IDFC marriage loan interest rate 2020 is 11.25% per annum. 


Features and Benefits:

    • Interest rates starting from 11.25% p.a
    • Avail loan of amount up to Rs. 20 lakh
    • Minimal documentation
    • No security/collateral required

Renovate your home without worrying about the expenses as HDFC is here to give your home a beautiful makeover.


Features and Benefits:

  • Personal Loan rate of interest starting at 11.25%
  • Avail loan of amount up to Rs.20 lakh
  • Minimal Documentation
  • No security/collateral required
  • Quick processing and disbursal – Money gets credited into your account in 72 hours

Be it a solo holiday or a trip with family or friends, the HDFC Holiday loan caters to the needs of all. The loan can easily be availed to meet all your travel expenses. 


Features and Benefits:

  • Interest rate starting from 11.25% p.a.*
  • Avail loan up to Rs. 20 lakh
  • Simplified documentation
  • No security/collateral required
  • Quick processing and disbursal.


If you have just started working and your first salary has just come, you are also eligible to apply for a personal loan of up to Rs.1,50,000


Features and Benefits:

  • No security / collateral required
  • Attractive Rate of Interest
  • Avail loan of amount up to Rs. 1,50,000
  • Simplified documentation
  • Funding avail from age of 21 years
  • Quick processing and disbursal

NRIs can also avail a personal loan without any hassle as HDFC offers NRI Personal loan with instant approval and disbursal. 


Features and Benefits

  • No security/collateral required
  • Avail loan up to ₹ 10 lakh
  • Simplified documentation
  • Interest rates starting from 15.49% p.a.*
  • Applicant to be a resident Indian and the co-applicant NRI to be a close relative
  • Tenure up to 36 months
  • Quick processing and disbursal

Need extra funds to support your existing personal loan? Apply for HDFC Top Up Personal loan online. You can either combine it with an existing personal loan or treat it as a separate loan. 

  Features and Benefits:

  • No security / collateral required
  • Simplified documentation
  • Interest rates starting from 11.25% p.a.
  • Quick processing and disbursal

HDFC Personal Loan Customer Care Number


079 61606161


080 61606161


0172 6160616


044 61606161


0484 6160616

Delhi and NCR

011 61606161


040 61606161


0731 6160616


0141 6160616


033 61606161


0522 6160616


022 61606161


020 61606161


What is the maximum personal loan amount I can get?

A borrower can avail a personal loan up to Rs. 20 Lakh to fulfill various requirements.

Are there any charges applicable on IDFC personal loan?

 Borrower needs to pay a one-time processing fee of up to 2.50% of the loan amount+GST is applicable at the time of availing a loan. Whereas, the prepayment charges of up to 5% of the principal outstanding +GST is applied on pre-closing the loan before the set tenure. 

Does IDFC offer pre-approved personal loans?

Yes, IDFC Bank does offer pre-approved personal loans to select customers. These are limited time offers and usually feature predefined loan amounts and limits.


How much time is taken for the approval of personal loan?

After submitting the completed loan documents, the loan can be approved and disbursed within 5-6 working days. However, disbursal time may differ subject to various factors.

Is IDFC offers Balance Transfer Facility for Personal Loan?

Yes, IDFC offers a balance transfer facility on a personal loan. A borrower can opt for a balance transfer after paying 12 EMIs in IDFC. 

What is the maximum tenure for IDFC Personal loan?

The bank offers a personal loan for a maximum repayment tenure of up to 5 years.

Stay updated with us on WhatsApp for Great Festival Offer!
WhatsApp Now