Fullerton Bank Personal Loan
Online in 1 Day* @10.45%
Quikkloan offers a free service and therefore, we do not charge any fee from customers
√ Fullerton Instant Personal Loan Online Approval
√ 100% Online Process
√ No Hidden Charges
√ Minimum Documentation Process
How it Works!
Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.
Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years
Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque
Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation
Fullerton Bank Personal Loan
Fullerton Bank personal loan is easily available online at a competitive interest rate and flexible repayment options. The lender offers this loan to the borrowers for a maximum loan amount of up to Rs.25 lakh. Both salaried and self-employed individuals are eligible to apply online for Fullerton personal loan. The individuals need to have a minimum monthly income of Rs.20,000 to become eligible for a personal loan. It is important for the borrowers to meet the required eligibility criteria to enjoy a hassle-free personal loan journey. Also, keep your documents handy to avoid the last-minute hassle.
Fullerton Personal Loan Interest Rates
Particulars |
Details |
Interest Rates |
12.99%-36% per annum |
Loan Amount |
Up to Rs.25 lakh |
Tenure |
5 Years |
Processing Fee |
Up to 3% of the loan amount |
Employment Type |
Salaried and Self-employed |
Minimum Monthly Income |
Rs.20,000(Rs.25,000 for Delhi & Mumbai) |
Cibil/Credit Score |
Above 750 (out of 900) |
Foreclosure Charges |
As applicable by the bank |
Overdue Interest |
|
Security/Collateral |
Not Required |
Documents Required For Personal Loan
Mentioned are the personal loan documents for salaried and self-employed.
Complete Online Application
Fillup the Online loan Application in just 2 minutes
Provide Identity Proof
Voter id/ Passport/ Driving License / Aadhaar Card
Address Proof
Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card
Bank Statement
Latest 3 Months Bank Statement or Passbook
Income Proof
For Salaried – Latest 3-month Salary Slip
For Self Employed – ITR and Current Bank Statement of 3 months
Why Choose Fullerton Personal Loan
There are several reasons to choose Personal Loan from Axis Bank
Quick Disbursal
Attractive Interest Rates
Attractive Interest Rates
Flexible Loan Tenures
Minimal Documentation
Multi-purpose Loan
No Collateral/Security
How to Apply for Fullertonon Personal Loan
Apply online for Fullerton personal loan and get instant approval and disbursal. The online process is really quick and fast, which means in the least time, you can get the loan. Talking about an online process, an individual simply needs to go through certain steps and it will be done. The loan amount will be disbursed in your account instantly, if you meet the required criteria.
From Where to Apply for an Instant Personal Loan Fullerton Online
Apply Online for Instant Personal Loan and get approval and disbursal in 1 day.
Let’s just take an example and try to understand the calculation for a loan amount of Rs.5 lakh taken for a tenure of 5 years at an interest rate of 11.25% per annum.
Table Showing EMI, Total Interest Outgo, Total Repayment (Interest + Principal)
Loan Amount (in Rs.) |
Interest Rate(per annum) |
Tenure (in Years) |
EMI (in Rs.) |
Total Interest Amount(in Rs.) |
Total Amount= Principal +Interest (in Rs.) |
25,00,000 |
17.99% |
1 |
2,29,188 |
2,50,257 |
27,50,257 |
25,00,000 |
17.99% |
2 |
1,24,798 |
4,95,156 |
29,95,156 |
25,00,000 |
17.99% |
3 |
90,368 |
7,53,264 |
32,53,264 |
25,00,000 |
17.99% |
4 |
73,424 |
10,24,373 |
35,24,373 |
25,00,000 |
17.99% |
5 |
63,470 |
13,08,198 |
38,08,198 |
Table Showing Principal, Interest, and Balance Amount
Year |
Principal (in Rs.) |
Interest(in Rs.) |
Balance Amount(in Rs.) |
1 |
3,38,935 |
4,22,704 |
21,61,064 |
2 |
4,05,197 |
3,56,442 |
17,55,866 |
3 |
4,84,414 |
2,77,225 |
12,71,452 |
4 |
5,79,117 |
1,82,522 |
6,92,335 |
5 |
6,93,272 |
69,305 |
0 |
Feature & Benefit Of Yes Bank Personal Loan
Loan Amount up to Rs.25 lakh: With a maximum loan amount of up to Rs.25 lakh, you can easily fulfill your various needs. The lender ensures to meet your personal desires in the best way.
Competitive Interest Rates: The lower personal loan interest rates help in reducing your personal loan burden. Yes, with an attractive interest rate your monthly installments are also reduced hence less burden on your shoulders as far as loan repayment is concerned.
Minimal Documentation: With minimal documentation, it would be easy for you to get a personal loan. Fewer documents mean less time, which means quick and hassle-free personal loan journey.
Fastest Disbursal: Expect the fastest disbursal as the loan amount will be credited to your bank account instantly. And, with the quick disbursal, all your needs can quickly be fulfilled.
Extra Benefit for Existing Customers: The existing customers can enjoy plenty of benefits such as special offers, flexible terms, maximum loan amount, minimal fee and charges, etc.
Fullerton India Personal Loan Settlement Process : In case you want to settle your personal loan with the lender, a borrower needs to write a written request. If you are settling your personal loan, which means you have a loan running with the lender. Hence, a borrower needs to follow the norms and send a written request to the lender mentioning to settle the loan before the said tenure. Moreover, there are certain charges such as up to 5% of the principal outstanding that an applicant needs to pay to the lender while settling the loan.
Fullerton India Personal Loan Application Form PDF: Your Fullerton India personal loan application form can easily be downloaded in PDF format. The form is available online, which means you can fill it anytime and submit the same. In the application form, an applicant needs to fill personal as well as professional details. Yes, details like-Name, Age, Income, Mobile Number, Required Loan Amount, Employment Type, Minimum Work Experience, etc needs to be filled by the borrower before submitting the form.
Type of Fullerton Personal Loan
Fullerton Personal Loan Can be used for Different Different Purpose.
- Fullerton Wedding Loans
- Fullerton Home Renovation
- Fullerton Holiday Loan
- Fullerton Fresher Funding
- Fullerton Top Up Loan
Cover Your Wedding Expenses from Fullerton Personal Loan.
Features and Benefits:
-
- Interest rates starting from 11.25% p.a
- Avail loan of amount up to Rs. 20 lakh
- Minimal documentation
- No security/collateral required
As Personal Loan In multipurpose in use, It can be sued for Home Renovation.
Features and Benefits:
- Personal Loan rate of interest starting at 11.25%
- Avail loan of amount up to Rs.20 lakh
- Minimal Documentation
- No security/collateral required
- Quick processing and disbursal – Money gets credited into your account in 72 hours
Fullerton Personal Loan Can be Used for Holiday as well.
Features and Benefits:
- Interest rate starting from 11.25% p.a.*
- Avail loan up to Rs. 20 lakh
- Simplified documentation
- No security/collateral required
- Quick processing and disbursal.
If you have just started working and your first salary has just come, you are also eligible to apply for a personal loan of up to Rs.1,50,000
Features and Benefits:
- No security / collateral required
- Attractive Rate of Interest
- Avail loan of amount up to Rs. 1,50,000
- Simplified documentation
- Funding avail from age of 21 years
- Quick processing and disbursal
Top up of Your Fullerton Personal Loan and Enjoy the best offer.
Features and Benefits:
- No security/collateral required
- Simplified documentation
- Interest rates starting from 11.25% p.a.
- Quick processing and disbursal
Fullerton Personal Loan Customer Care Number
For all your queries, concerns, suggestions, feedback and complaints, the customer care executives of Fullerton are always available. You simply need to dial 1800 103 6001 either from your mobile and landline in order to get in touch with the executives. These professionals with their friendly nature and relevant experience ensure to solve all your worries hence make your personal loan a hassle-free experience.
What is the maximum personal loan amount I can get?
A borrower can avail a personal loan up to Rs. 20 Lakh to fulfill various requirements.
Are there any charges applicable on AXIS personal loan?
Borrower needs to pay a one-time processing fee of up to 2.50% of the loan amount+GST is applicable at the time of availing a loan. Whereas, the prepayment charges of up to 5% of the principal outstanding +GST is applied on pre-closing the loan before the set tenure.
Does AXIS offer pre-approved personal loans?
Yes, Axis Bank does offer pre-approved personal loans to select customers. These are limited time offers and usually feature predefined loan amounts and limits.
How much time is taken for the approval of personal loan?
After submitting the completed loan documents, the loan can be approved and disbursed within 5-6 working days. However, disbursal time may differ subject to various factors.
Is Axis offers Balance Transfer Facility for Personal Loan?
Yes, Axis offers a balance transfer facility on a personal loan. A borrower can opt for a balance transfer after paying 12 EMIs in ICICI.
What is the maximum tenure for Axis Personal loan?
The bank offers a personal loan for a maximum repayment tenure of up to 5 years.