ABFL Personal Loan

Online in 1 Day* @10.45%

Quikkloan offers a free service and therefore, we do not charge any fee from customers

√ ABFL Personal Loan Online Approval

√ 100% Online Process

√ No Hidden Charges

√ Minimum Documentation Process

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How it Works!

Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.

Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years

Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque

Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation

ABFL Personal Loan

Aditya Birla Finance Personal Loan can be availed at the attractive personal loan interest rates at a tenure of up to 5 years. This unsecured loan comes with a maximum loan amount of up to 50 Lakh without any collateral/security. Both salaried professionals as well as self-employed individuals can avail a personal loan, based on their eligibility criteria. The personal loan approval can be given within 30 minutes along with fastest loan disbursement.

ABFL Personal Loan Interest Rates

Particulars	Details
Interest Rates	14%-26% per annum
Loan Amount	Rs.25,000-Rs.50 lakh
Tenure	From 6 Months-60 Months(5 Years)
Repayment Options	ECS/NACH
Processing Fee	Up to 2% +GST
Foreclosure Charges	4% of the Principal outstanding amount + GST
Part Pre Payment Charges	Nil-3% of the outstanding loan balance
Loan re – Schedule Charges	Rs.5,000 + GST per Instance
Cheque Return/ECS Failure Charges	Rs.500 + GST per Instance
Loan Cancellation	4% of loan amount disbursed + GST
Penal Charges	3% of pending amount per month
Charge for Exchanging PDCs / ECS	Rs.750 + GST per Instance
CIBIL Report Retrieval Fees	Rs.100 + GST per Instance

Documents Required For Personal Loan

Mentioned are the personal loan documents for salaried and self-employed.

Complete Online Application

Fillup the Online loan Application in just 2 minutes

Provide Identity Proof

Voter id/ Passport/ Driving License / Aadhaar Card

Address Proof

Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card

Bank Statement

Latest 3 Months Bank Statement or Passbook

Income Proof

For Salaried – Latest 3-month Salary Slip

For Self Employed – ITR and Current Bank Statement of 3 months

Why Choose ABFL Personal Loan

There are several reasons to choose Personal Loan from ABFL Bank

Quick Disbursal

Attractive Interest Rates

Flexible Loan Tenures

Minimal Documentation

Multi-purpose Loan

No Collateral/Security

How to Apply for ABFL Personal Loan

Apply Online: For Aditya Birla online loan apply, You simply need to visit the official website of Aditya Birla and conveniently apply for the same. You just need to send your query online and the officials will get in touch with you for further loan proceedings.

From Where to Apply for an Instant Personal Loan ABFL Online

Apply Online For ABFL Personal Loan from Quikkloan App and Get Instant Loan e-approval and disbursal in just 1 Day.

Table Showing EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

Loan Amount (in Rs.)	Interest Rate(per annum)	Tenure (in Years)	EMI (in Rs.)	Total Interest Amount(in Rs.)	Total Amount=Principal +Interest (in Rs.)
5,00,000	11.25%	1	44,249	30,990	5,30,990
5,00,000	11.25%	2	23,362	60,688	5,60,688
5,00,000	11.25%	3	16,429	91,430	5,91,430
5,00,000	11.25%	4	12,984	1,23,210	6,23,210
5,00,000	11.25%	5	10,934	1,56,019	6,56,019

Table Showing Principal, Interest, and Balance Amount

Year	Principal (in Rs.)	Interest(in Rs.)	Balance Amount(in Rs.)
1	78,942	52,262	4,21,057
2	88,295	42,908	3,32,762
3	98,757	32,447	2,34,005
4	1,10,458	20,745	1,23,546
5	1,23,648	7,657	0

ABFL Personal Loan Customer Care Number

Dial 1800 270 7000 either from your mobile or landline and get in touch with the customer care executives of Aditya Birla Finance. The executives are available from 9 am to 9 pm, Monday to Sunday (Closed on National Holidays). Speak to the executives regarding all your queries, concerns, complaints and feedbacks in order to enjoy a hassle-free personal loan journey. On this Aditya Birla Finance toll-free number, the executives are there 24×7 to solve all your problems in every possible way.

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