Axis Bank Personal Loan in 1 Day @10.45% Onwards
Quikkloan offers a free service and therefore, we do not charge any fee from customers
√Axis Instant Personal Loan Approval
√ 100% Online Process
√ No Hidden Charges
√ Minimum Documentation Process
AXIS Bank Personal Loan
Online in 1 Day* @10.45%
Quikkloan offers a free service and therefore, we do not charge any fee from customers
√ Instant Personal Loan Approval
√ 100% Online Process
√ No Hidden Charges
√ Minimum Documentation Process
How it Works!
Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.
Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years
Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque
Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation
Axis Bank Personal Loan
Avail a personal loan of up to Rs.15,00,000 with minimal documentation and speedy approval from Axis Bank. With interest rates starting at 12% per annum, the bank ensures to ease your personal loan burden with flexible repayment tenure of 5 years. The bank offers personal loan to salaried professionals only with a net monthly income of Rs.15,000. A borrower can avail a loan for various reasons like-wedding, travel, home renovation, child education, etc. Keep your cibil score in good shape and know your eligibility to enjoy an uninterrupted personal loan journey. Become a smart borrower by calculating your EMIs in advance as it helps you with a smooth personal loan journey.
Axis Personal Loan Interest Rates
Particulars |
Details |
Interest Rates |
12%-24% per annum |
Loan Amount |
From Rs.50,000-Rs.15 lakh |
Tenure |
Up to 5 Years |
Processing Fee |
1.50%-2.50% of the loan amount+GST |
Employment Type |
Salaried |
Minimum Monthly Income |
Rs.15,000 |
Cibil/Credit Score |
Above 750 (out of 900) |
Foreclosure Charges |
Zero |
Part Payment Charges |
Zero |
Documents Required For Personal Loan
Mentioned are the personal loan documents for salaried and self-employed.
Complete Online Application
Fillup the Online loan Application in just 2 minutes
Provide Identity Proof
Voter id/ Passport/ Driving License / Aadhaar Card
Address Proof
Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card
Bank Statement
Latest 3 Months Bank Statement or Passbook
Income Proof
For Salaried – Latest 3-month Salary Slip
For Self Employed – ITR and Current Bank Statement of 3 months
Why Choose Axis Personal Loan
There are several reasons to choose Personal Loan from Axis Bank
Quick Disbursal
Attractive Interest Rates
Attractive Interest Rates
Flexible Loan Tenures
Minimal Documentation
Multi-purpose Loan
No Collateral/Security
How to Apply for Axis Personal Loan
A borrower can apply online for Axis Bank personal loan. When it comes to applying online, the process is really easy and fast. Yes, within the minimum time frame, you can get instant approval and disbursal. Hence, the money will soon be in your account and you can use it to meet multiple needs. And, your online search of finding the best lender comes to an end with Quikkloan. A trustworthy name, on which you can rely as far as availing an Axis Bank personal loan is concerned. The process starts by receiving a loan application, which also includes a complete credit assessment while directing you towards the right lender.
From Where to Apply for an Instant Online AXIS Personal Loan
Quikkloan is an ideal online marketplace that allows you to enjoy a hassle-free personal loan online journey.Apply Online AXIS bank Personal Loan Form Quikkloan App and Get Appoval and Disbursal In 1Day
Let’s just take an example and try to understand the calculation for a loan amount of Rs.5 lakh taken for a tenure of 5 years at an interest rate of 11.25% per annum.
Table Showing Principal, Interest, and Balance Amount
Year |
Principal (in Rs.) |
Interest(in Rs.) |
Balance Amount(in Rs.) |
1 |
1,72,263 |
1,74,102 |
10,27,736 |
2 |
2,00,945 |
1,45,420 |
8,26,790 |
3 |
2,34,402 |
1,11,963 |
5,92,387 |
4 |
2,73,430 |
72,935 |
3,18,956 |
5 |
3,19,325 |
27,409 |
0 |
Type of Personal Loan
Basically, a personal loan is a multi nature in use. it can be used for the following purposes. An instant personal loan in ICICI can be availed for a variety of reasons. ICICI offers different types of personal loans to meet the multiple needs of the people.
To cover all the wedding expenses, the AXIS wedding loan is here. Get AXIS Bank Personal Loan online in just 1 Day.
Features and Benefits:
-
- Interest rates starting from 11.25% p.a
- Avail loan of the amount up to Rs. 20 lakh
- Minimal documentation
- No security/collateral required
Renovate your home without worrying about the expenses as AXIS is here to give your home a beautiful makeover.
Features and Benefits:
- Personal Loan rate of interest starting at 11.25%
- Avail loan of amount up to Rs.20 lakh
- Minimal Documentation
- No security/collateral required
- Quick processing and disbursal – Money gets credited into your account in 72 hours
As Axis Bank Personal loan is multipurpose in use, Appy Online for AXIS Bank Quick personal Loan.
Features and Benefits:
- Interest rate starting from 11.25% p.a.*
- Avail loan up to Rs. 20 lakh
- Simplified documentation
- No security/collateral required
- Quick processing and disbursal.
If you have just started working and your first salary has just come, you are also eligible to apply for a personal loan of up to Rs.1,50,000
Features and Benefits:
- No security / collateral required
- Attractive Rate of Interest
- Avail loan of amount up to Rs. 1,50,000
- Simplified documentation
- Funding avail from age of 21 years
- Quick processing and disbursal
Need extra funds to support your existing personal loan? Apply for ICICI Top Up Personal loan online. You can either combine it with an existing personal loan or treat it as a separate loan.
Features and Benefits:
- No security / collateral required
- Simplified documentation
- Interest rates starting from 11.25% p.a.
- Quick processing and disbursal
AXIS Personal Loan Customer Care Number
Simply dial 1-860-419-5555, 1-860-500-5555 either from your mobile or landline and get your query resolved. The customer executives are always there to help and support you. Hence, ensuring that you have a smooth personal loan journey. The loan services are available between 9 am to 9 pm, Monday to Saturday (excluding national holidays). These experts with their friendly nature are always there to resolve your query.
What is the maximum personal loan amount I can get?
A borrower can avail a personal loan up to Rs. 20 Lakh to fulfill various requirements.
Are there any charges applicable on AXIS personal loan?
Borrower needs to pay a one-time processing fee of up to 2.50% of the loan amount+GST is applicable at the time of availing a loan. Whereas, the prepayment charges of up to 5% of the principal outstanding +GST is applied on pre-closing the loan before the set tenure.
Does AXIS offer pre-approved personal loans?
Yes, Axis Bank does offer pre-approved personal loans to select customers. These are limited time offers and usually feature predefined loan amounts and limits.
How much time is taken for the approval of personal loan?
After submitting the completed loan documents, the loan can be approved and disbursed within 5-6 working days. However, disbursal time may differ subject to various factors.
Is Axis offers Balance Transfer Facility for Personal Loan?
Yes, Axis offers a balance transfer facility on a personal loan. A borrower can opt for a balance transfer after paying 12 EMIs in ICICI.
What is the maximum tenure for Axis Personal loan?
The bank offers a personal loan for a maximum repayment tenure of up to 5 years.