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Quikkloan offers a free service and therefore, we do not charge any fee from customers
√ HDB Finance Instant Personal Loan Online Approval
√ 100% Online Process
√ No Hidden Charges
√ Minimum Documentation Process
Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years
Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque
Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation
HDB Financials personal loan can easily be availed online at an attractive interest rate. The lender offers a maximum loan amount of up to Rs.20 lakh that can be taken for a tenure of up to 5 years at a one-time processing fee of up to 2% per annum. An applicant needs to have a minimum monthly income of Rs.15,000 to enjoy a hassle-free personal loan journey. Also, there are various other eligibility factors like-income, cibil score, employment type and repayment history which are taken into consideration by the lender before approving the loan. Just ensure you meet the same criteria and your documents should also be ready to avoid personal loan rejection
Mentioned are the personal loan documents for salaried and self-employed.
Complete Online Application
Fillup the Online loan Application in just 2 minutes
Provide Identity Proof
Voter id/ Passport/ Driving License / Aadhaar Card
Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card
Latest 3 Months Bank Statement or Passbook
For Salaried – Latest 3-month Salary Slip
For Self Employed – ITR and Current Bank Statement of 3 months
There are several reasons to choose Personal Loan from HDB Finance
Attractive Interest Rates
Flexible Loan Tenures
Check Your Minimum Eligibility and Apply Online For HDB Finance Personal Loan
Apply Online HDB Personal Loan From Quikkloan App and Get Instant Loan e-Approval and Disbursal in 1 Day.
No Security/Collateral:Your HDB Financials personal loan is available to you without any security. Yes, a borrower doesn’t need to submit any collateral to the lender to avail the loan. It comes easily to you.
Flexible Tenure:With flexible loan repayment options ranging between 1 year to 5 years, it would be easy for you to repay your personal loan.
Instant Processing:Your personal loan is processed quickly which means you can get the required loan amount soon in your bank account.
Competitive Interest Rates:HDB Financials come at an attractive interest rate. Yes, the lender offers personal loan at a lower rate which means a reduced personal loan burden.
Hassle-free Documentation: A personal loan comes with minimal documents. You simply need to submit a few KYC documents and you are done.
Minimum Fees and Charges: An instant personal loan comes with minimum fees and charges hence reducing your personal loan burden. With minimal fee and charges, you don’t need to pay extra for your loan.
Doorstep Convenience: With the doorstep services, everything comes easily right in front of you. The doorstep services come with a lot of convenience and comfort.
Maximum Loan Amount: Talking about loan amount, your HDB Financials online loan comes with a maximum loan amount of up to Rs.20 lakh. With a higher loan amount your financial needs can easily be fulfilled.
Lucrative Offers for Employees of Selected Companies: For selected companies, the lender gives the best offers related to various things such as fewer fees & charges, lower interest rates, 1st EMI redemption and so on.
Fees and Charges:There are certain fees and charges that a borrower needs to bear while availing a personal loan. Processing fee and prepayment charges are something that a borrower needs to bear during his personal loan journey. A processing fee is a one-time fee that an applicant needs to pay at the time of availing a personal loan. While on the other hand, prepayment/foreclosure is something that a borrower will pay once he opts to pre-close his personal loan before the set period.
HDB Personal Loan Statement Online: A monthly statement will be sent to you via email so that you can have a glance at your loan on the go. The statement includes all the relevant details like account summary such as loan tenure, interest rates, EMIs, default (if any) transactional details, etc. By looking at the statement, you can have an idea about your loan account and can know the details on the go.
How to Check HDB Loan Status: You can easily check your HDB loan status online. To know the status, you need a loan application number which you need to enter online on the tracker. The moment you enter the same, it would be easy for you to know the real-time status of your application,i.e.whether it’s approved, pending or rejected.
HDB Finance Online Payment:When it comes to online payment, your personal loan online can easily be repaid via EMIs. Yes, a borrower can opt for ECS or Auto-debit payment mode, wherein the monthly amount will automatically be deducted from the bank account.
HDB Finance Customer Care +91 44 4298 4541
An interest rate of up to 36% per annum is charged by the lender in case of a personal loan.
Yes, HDB Financials personal loan comes without collateral. A borrower doesn’t need to submit any security to the lender while availing a personal loan.
The lender offers a maximum loan amount of up to Rs.20 lakh.
The lender decides the personal loan eligibility after considering many factors. Yes, factors like-monthly income, cibil score, job & income stability, employment type, repayment history and age are taken into consideration before giving personal loan approval.
The lender charges a one-time processing fee of up to 2% of the loan amount at the time of availing a personal loan. The processing fee is non-refundable and it is a must pay by a borrower.
Yes, you can club your spouse’s income if falling short of eligibility.
Yes, a personal loan can also be applied with a guarantor. In such a case, both the primary loan borrower as well as the guarantor are equally liable to repay the loan.