IDFC Personal Loan Eligibility
Calculate Your Personal Loan Eligibility & best suitable offer for You.
Personal Loan Eligibility |
Install App for Best offer As per you eligibility
IDFC Personal Loan Eligibility Calculator
Personal Loan Eligibility
For a hassle-free, instant personal loan journey, it is important that an applicant should meet the required criteria. The eligibility criteria of personal loan for Salaried Person and personal loan For Self employed is listed below.
Eligibility Criteria |
Salaried |
Self-employed |
Minimum Age |
21 |
24 |
Maximum Age |
58-60 |
65 |
Minimum Income |
Rs.35,000 monthly |
Rs.2 lakh(annual) |
Credit/Cibil Score |
Above 750(out of 900) |
Above 750(out of 900) |
Minimum Job/Business Stability |
1-2 Years |
2-3 Years |
Minimum Work/Business Experience |
1-2 Years |
3 Years |
Minimum Profit After Tax |
NA |
Rs.1-2 lakh(annual) |