TATA Capital Personal Loan

Online in 1 Day* @10.45%

 

Quikkloan offers a free service and therefore, we do not charge any fee from customers

√ TATA Capital Instant Personal Loan Online Approval

√ 100% Online Process

√ No Hidden Charges

√ Minimum Documentation Process

 

 

 

 

Check Your Eligibility in |
personal Loan

How it Works!

Quikkloan made the effortless process for the customers. Apply Personal Loan Online, Compare the best personal loan offer from the various Banks & NBF, upload the documents online, get disbursal in 24Hrs.

  Eligibility Criteria
Salaried Individuals between 21 to 58 years, Minimum Net Monthly Salary of Rs. 20,000 and Employed for at least 1-2 years

  Get ready with Documents
PAN & Aadhaar Card, Latest 3 month Bank statement, Two latest salary slip / latest Form 16, Cancelled Cheque

  Get Disbursal in 1 Day*
Personal Loan up to 25 Lakh, Instant approval and Fast Disbursal through Partnered Banks / NBFC, No Collateral and Minimum Documentation

TATA Capital Personal Loan

With an interest rate starting at 10.99% per annum, Tata Capital personal loan is a wise decision to take. The lender offers this loan for a tenure of up to 6 years with a maximum loan amount of up to Rs.25 lakh. Only salaried individuals are eligible to apply for Tata Capital personal loan, which can be availed with a processing fee of 2.50% of the loan amount. However, the lender also takes into consideration eligibility criteria such as minimum monthly income of Rs.15,000 and a good cibil score before approving the personal loan. 

 

TATA Personal Loan Interest Rates

Particulars Details
Interest Rates 11.25% to 22.00% per annum
Loan Amount Up to Rs.20 lakh
Tenure 5 Years
Processing Fee Upto 2.25% of loan amount + GST
Minimum Monthly Income  Rs.17,500,20,000 &25,000 (Salaried), 
Cibil Score Above 750 (out of 900)
Prepayment Charges 5% on principal outstanding + GST

Documents Required For Personal Loan

Mentioned are the personal loan documents for salaried and self-employed.

 

 

Complete Online Application

Fillup the Online loan Application in just 2 minutes

 

Provide Identity Proof

Voter id/ Passport/ Driving License / Aadhaar Card

 

Address Proof

Aadhaar /Passport/ Telephone or Electricity Bill/ Ration Card

 

Bank Statement

Latest 3 Months Bank Statement or Passbook

 

Income Proof

For Salaried – Latest 3-month Salary Slip

                    For Self Employed –  ITR and Current Bank Statement of 3 months

Why Choose TATA Personal Loan

There are several reasons to choose Personal Loan from TATA Capital

  Quick Disbursal

  Attractive Interest Rates

  Attractive Interest Rates

Flexible Loan Tenures

  Minimal Documentation

  Multi-purpose Loan

  No Collateral/Security 

 

How to Apply for TATA Personal Loan 

Apply online for Tata Capital personal loan and expect instant approval and fastest disbursal. The online application process is not only simple and quick but also comes with various benefits. The process begins with: 

Step 1 :Sending an online application by filling up the basic details

Step 2:  Document submission online

Step 3: The next step involves the verification of the submitted application

Step 4:  The lender will approve the loan application after checking the eligibility and other norms

Step 5:  Soon after approval, the loan amount is disbursed in the bank account

 

 

From Where to Apply for an Instant Personal Loan TATA Online

Apply online for Quikkloan and get best Personal loan offer for TATA Personal loan online.

 

Table Showing EMI, Total Interest Outgo, Total Repayment (Interest + Principal)

 

Loan Amount (in Rs.)

Interest Rate(per annum)

Tenure (in Years)

EMI (in Rs.)

Total Interest Amount(in Rs.)

Total Amount=

Principal +Interest (in Rs.)

15,00,000

10.99%

1

1,32,565

90,786

15,90,786

15,00,000

10.99%

2

69,905

1,77,715

16,77,715

15,00,000

10.99%

3

49,101

2,67,635

17,67,635

15,00,000

10.99%

4

38,761

3,60,528

18,60,528

15,00,000

10.99%

5

32,606

4,56,369

19,56,369

 

Table Showing Principal, Interest, and Balance Amount

Year

Principal (in Rs.)

Interest(in Rs.)

Balance Amount(in Rs.)

1

2,38,184

1,53,089

12,61,815

2

2,65,720

1,25,553

9,96,094

3

2,96,440

94,834

6,99,654

4

3,30,710

60,563

3,68,943

5

3,69,239

22,330

0

TATA Personal Loan Customer Care Number

TATA Capital Customer Care – 1860 267 6060  – Between 9 AM to 8 PM
Monday to Saturday (Closed On Sundays And Public Holidays)

 

What is the maximum Personal Loan you are eligible for?

We provide Personal Loans from a minimum of Rs.75,000 to a maximum of Rs.25,00,000 depending on your eligibility.

How much EMI do you need to pay?

Your Equated Monthly Instalment depends on the principal loan amount, the interest rate charged and the period for which the loan is taken.

You can choose your EMI amount that is comfortable for you by using the Personal Loan EMI calculator.

Are there any charges applicable on Tata Capital personal loan?

A borrower needs to pay a one-time processing fee of up to 2.50% of the loan amount+GST is applicable at the time of availing a loan. Whereas, the prepayment charges of up to 4.50% of the principal outstanding +GST is applied on pre-closing the loan before the set tenure.

How much time is taken for the approval of personal loan?

After submitting the completed loan documents, the loan can be approved and disbursed within 5-6 working days. However, disbursal time may differ subject to various factors.

What is the maximum tenure for Tata Capital Personal loan?

The bank offers a personal loan for a maximum repayment tenure of up to 5 years.

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